Which Technique Is Best For Determining The Validity Of An Id? – Verifying a person’s identity to carry out any procedure with a private company (bank, insurance, etc.) or the public administration involves checking their identity card or passport.
Regarding passport verification, any public or private institution, organization, or company needs to verify the identity of people who intend to conduct an operation concerning it. Usually, one of the first steps in this process is to check the identity document or passport to ensure its legitimacy and who it belongs to.
Nowadays, there are different ways to verify a person’s ID card (or passport, driving license, etc.) in person or electronically. Both methods must consider the possibilities of fraud, falsification, or identity theft, as well as the processing and storage of data.
In this article, we will explain what an identity document is and the elements that make it up, how to verify an identity card online, as well as its uses and advantages, and what is the best technological solution to do it with the same security, or even more, than face-to-face verification.
How do you Check the Validity of an Identity Card?
All companies in the financial, travel, mobility, and even public administration sectors have been faced at one time or another with the question, ” How do I check the validity of my customers’ identity cards? ”
Id Card – Face To Face Identity
Verifying a person’s ID card or passport is a vital step in ensuring the integrity of our customer’s data and preventing fraud. It is a requirement that all companies in regulated sectors must comply with to prevent fraud and money laundering.
In face-to-face identity verification, the most commonly used method today, an employee or representative of the company or entity verifies the details of the person’s ID card or passport. Person and that the photo on the identity card corresponds to his identity in a commercial office or branch of the company. Likewise, it verifies that the identity card has not been manipulated or is not false.
Generally, during this face-to-face entry process and after identity card verification, a copy of the document is made and stored as a photocopy or scan. Both storage methods involve taking specific security measures to ensure data protection.
On the other hand, an online verification of identity and, therefore, of the ID card or passport can also be carried out. Highly regulated companies that already offer 100% online services, such as those in the financial sector, allow their customers to register, sign contracts, or agree to the terms of a service (such as a loan or a mortgage) remotely. This service is made possible by defining the rules for verifying people’s identities electronically.
Video Identification Is The Standard For Verifying Identity Documents And People.
To check the validity of a person’s identity card online with the same validity as in person, the user must:
Show the front and back of your ID card to your phone or computer camera. This process should be done through streaming video while the AI performs authenticity checks and extracts data from the document.
Perform proof of life.
Wait for real-time validation by qualified agents.
How Does OCR Work When Verifying A National Identity Document (DNI)?
OCR (Optical Character Recognition) technology captures and extracts data in real-time when verifying identity cards or passports. The main goal of this process is to improve user confidence and experience and verify data already entered by the user.
For example, all data related to the user’s identity documents is extracted in Identity Verification and Identity Documents API. At the same time, artificial intelligence performs more than 20 verification checks, and authentication is carried out in real-time, thanks to the processing of different frames. It ensures complete data integrity and traceability throughout the customer journey.
Some of the data extracted by OCR can be name, first name, date of birth, gender, address, nationality, identity card number, or validity date. Depending on document type, country, and business needs. Indeed, the algorithm can quickly detect if a user is, for example, a minor or if their identity card has expired. All this is to ensure the validity of the identity card.
Electronic Passport: Verify And Control User Identity Across Borders
In some countries, using an electronic identity card or passport is authorized to carry out specific procedures with public administration at local and National levels. In some countries, electronic document verification still needs to be carried out in person at a police station or public administration office for an officer to carry out the identity document verification face-to-face. Other countries are already implementing video identification in specific public administration processes. This document verification software makes obtaining an e-passport or e-document much easier, faster, and more efficient for citizens.
Electronic documents are increasingly crucial in GovTech because they can be used to complete a tax return, request a census certificate, register births, or claim retirement rights, among other operations.
Benefits of Identity Verification with Online ID Card with AI Validation
There is no uncertainty that online identity verification brings many benefits for companies that integrate 100% online services and end users.
Companies, whatever their sector or public institutions, can now:
Implement 100% online services with the same level of guarantees and security as face-to-face services, verifying their users’ identity and ID or passport in full compliance with KYC regulations and AML at the national level.
Reach a more significant number of users: Access a single market of more than 500 million users by being able to register any European citizen.
Prevent online fraud: Electronic identity verification makes it easier to detect falsifications, which are sometimes invisible to the human eye.
Reduced costs and better operational reach thanks to the possibility of online service.
24/7 Service: Service available 24 hours a day, from anywhere.
Solutions For Verifying Identity Documents
Electronic ID (EID) has developed its video identity verification technology, VideoID. VideoID allows you to carry out a remote identity verification and identification process via video streaming and in real-time.
Its technology makes it possible to verify more than 800 identity documents from more than 155 countries, perform more than 20 security checks in real-time, and perform biometric analysis between the photo of the identity card or passport and the person in front of the camera.
VideoID is suitable for all industries and uses cases where a person’s identity must be verified, whether in highly regulated industries like finance, travel, or access control to a building.